Terms of Service

Effective Date: 9/19/2024

Welcome to Wynncrest Insurance Agency LLC. These Terms of Service (“Terms”) govern your use of our website and services, including our SMS communication services. By interacting with our website, providing your information, or using our services, you agree to these Terms.

1. Overview of Services

Wynncrest Insurance Agency LLC (“We,” “Our,” or “Us”) provides assistance with health insurance, including ACA (Affordable Care Act) insurance plans, and real estate services. Our services may include:

Providing quotes for health insurance policies.
Assisting with the insurance application and enrollment process.
Communicating through SMS for quotes, follow-ups, meeting reminders, and other updates.

2. Consent to Receive SMS Messages

By opting in to receive messages from Wynncrest Insurance Agency LLC, you consent to receive recurring SMS messages regarding:

Insurance quotes.
Appointment confirmations or reminders.
Policy updates and important notifications.
Promotional offers and services related to health insurance or real estate.

These messages may be sent using automated technology, but consent to receive SMS messages is not a condition of purchasing any goods or services.

Opt-Out:
You may opt out of receiving SMS messages at any time by replying “STOP” to any text message you receive from us. After opting out, you will receive one final message confirming your opt-out. For additional help, you may reply “HELP” to receive assistance or contact our customer service team directly.

Message & Data Rates:
Message and data rates may apply, depending on your mobile service provider and plan. Please check with your carrier for details on applicable fees.

3. Privacy

We are committed to protecting your privacy. By providing your contact information, you consent to our collection and use of personal data in accordance with our Privacy Policy. Your information will be used to provide you with quotes, policy options, and other services you request.

We will not sell, share, or rent your personal information to third parties for marketing purposes without your explicit consent.

4. Eligibility

By using our services or providing your information, you confirm that you:

Are at least 18 years old.
Have provided accurate and current information.
Have the legal authority to enter into these Terms.

5. Changes to Terms of Service

We reserve the right to change these Terms at any time. Any changes will be effective immediately upon posting on our website. Your continued use of our services constitutes acceptance of any changes made to the Terms.

6. Disclaimer of Warranties

Wynncrest Insurance Agency LLC makes no guarantees or warranties regarding the accuracy, reliability, or completeness of any information provided on our website or through our services. All quotes and policy information are provided based on the information you supply and are subject to carrier approval.

7. Limitation of Liability

To the fullest extent permitted by law, Wynncrest Insurance Agency LLC will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services or any errors or omissions in the information provided on our website or through SMS communications. This includes, but is not limited to, loss of profits, data, use, or goodwill.

In no event shall Wynncrest Insurance Agency LLC’s total liability for any claims related to our services exceed the amount you paid, if any, for accessing our services.

8. Governing Law and Dispute Resolution

These Terms will be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of laws provisions. Any disputes arising from or relating to these Terms or your use of our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

By using our services, you agree to submit to the exclusive jurisdiction of the state and federal courts located in [Insert Your State] for resolving any disputes that may arise from these Terms or the services we provide.

9. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions will remain in full force and effect. The invalid or unenforceable provision shall be deemed modified to the minimum extent necessary to make it valid and enforceable.

10. Entire Agreement

These Terms, along with our Privacy Policy, constitute the entire agreement between you and Wynncrest Insurance Agency LLC regarding your use of our services. Any prior agreements, discussions, or understandings, whether written or oral, are superseded by these Terms.

11. Contact Information

If you have any questions or concerns regarding these Terms or our services, please contact us at:

Wynncrest Insurance Agency LLC
Email: [email protected]
Phone: 314-794-7774
Address: 2011 Ralston Branch Way, Sugar Land TX 77479